Transferring your super to legalsuper. Learn how easy it is!

Managing your superannuation effectively is one of the most crucial steps in securing your financial future. Choosing the right super fund can make all the difference. In this guide, we’ll show you how easy it is to transfer your superannuation to legalsuper and start enjoying its many benefits, while ensuring you consider a few important things before combining, such as any impact on insurance.

Why transfer your superannuation to legalsuper?

When it comes to superannuation, choosing the right fund is key. Here are some reasons why transferring to legalsuper makes sense:

Strong long-term performance

Our MySuper result outperformed the SuperRatings [all funds] median return for the last 3, 5, and 10 years for the year ending 30 June 2024.*

1:1 member care

Experience the difference of truly tailored service. Our compact size means you’re never just a number. Enjoy complimentary 1:1 sessions with our expert Client Service Managers, boasting an average of 20 years’ experience. They’ll guide you with clear, actionable information and the tools to make decisions that could benefit your future.

Profit to member

As a profit-to-member super fund, we exist solely to benefit our members—not shareholders. Once operating costs are covered, all remaining profits go directly back to you as net investment returns.

Award winning insurance

Recognised for excellence, our insurance offering won the SuperRatings’ Default Insurance Award in both 2024 and 2025. Benefit from tailored coverage designed to meet your needs, valuable protection at competitive premiums, and personalised support every step of the way—giving you peace of mind and confidence in your future.

Investment options

Designed for a wide range of risk profiles and life stages, our options let you invest directly in shares, choose socially responsible strategies, or tailor your approach to your goals.

How do I transfer my super to legalsuper?

Transferring your super to legalsuper is simpler than you think. Follow this step-by-step guide:

Step 1: Gather your super accounts information

Collect the names and membership numbers of your current super accounts – this information is available through your super statements or by logging into your MyGov account.

Step 2: Collect the required documentation

Have your Tax File Number (TFN) and proof of identity ready.

Step 3: Initiate the transfer

If you are already a legalsuper member, combine your accounts to legalsuper on the ATO website, log on to your legalsuper MemberAccess account, or simply contact us.

If you are not currently a member, join online (it will only take a few minutes), then follow the same process.

How soon will the account be set up?

So how long does it take to transfer super? After you initiate the transfer, the ATO will take care of the process. You’ll receive confirmation from both the ATO and your super fund once the transfer is finalised. While it typically takes a few days, it’s a good idea to keep an eye on your accounts to ensure everything is correct.

The account is set up – now what?

Notify your employer

Update your employer with legalsuper’s details to redirect future contributions.

Log in to MemberAccess

Log in to the member portal to manage your account and download the legalsuper app for easy access to your balance and transaction history.

Review your investment option

Align your super investments with your financial goals and risk tolerance.

Review insurance cover

Ensure your insurance meets your needs and provides the right level of protection.

Update your details

Keep your personal information current to receive important updates.

Track your progress

Monitor your account regularly to stay on top of your super growth.

Book your complimentary 1:1

Schedule your free session with one of our Client Service Managers to get your questions answered and access the information you need to make decisions that work best for you.

By taking these steps, you can maximise the benefits of your legalsuper account and stay on track for a secure financial future.

How to make contributions to your super fund

Employer contributions

Once you inform your employer and provide them with legalsuper’s details, they will begin directing your future contributions to your legalsuper account. To ensure everything is on track, regularly check that your contributions are being paid by logging into the legalsuper app or the MemberAccess Portal.

Voluntary contributions – Pre-tax contributions

These are additional contributions on top of the compulsory employer contributions. You make these through salary sacrifice by speaking to your employer who can direct some of your pay into super. If your employer doesn’t offer this option, you can make an after-tax contribution and then claim a tax deduction – these contributions will still count as ‘pre-tax contributions’ or ‘salary sacrifice’ and will count toward the same concessional contributions cap.

You can make a contribution through BPAY, EFT, Direct debit and more. You need to submit a valid "Notice of Intent to claim a tax deduction" form with us and receive an acknowledgment notice from us.

Voluntary contributions – After-tax contributions

These contributions are also in addition to your compulsory employer contributions. Make a contribution via BPAY or EFT as outlined in our after-tax contributions page. Once completed, verify them in your transaction history through our MemberAccess Portal or mobile app.

Frequently asked questions about transferring super

How do I transfer multiple super accounts?

Follow the above steps or contact legalsuper’s team for guidance on consolidating multiple accounts into one.

What happens to my old account after the transfer?

Once the transfer is complete, your old account will usually be closed. Confirm with your previous fund.

Will I lose money transferring super?

There are potential costs and considerations to be aware of including exit fees, loss of insurance cover, market fluctuations during the transfer, and, in some cases, capital gains tax. You may also miss out on a few days of earnings while the transfer occurs. It’s important to check with your super fund for details before proceeding.

Ready to transfer your super to legalsuper?

Transferring your super to legalsuper is a simple and efficient way to manage your retirement savings. With competitive fees, customised benefits, and a seamless transfer process, legalsuper offers a solid foundation for building your financial future. Start your journey today by contacting legalsuper and take a step closer to achieving freedom in your retirement.

*MySuper Balanced return to 30/06/2024 (is rounded to two decimal places), net of tax and all fees except the . Past performance is not a guide to future performance. Figures are related to period ending 30 June 2024.